20+ Years Helping NJ Families Protect What Matters Most
Safeguard Your Wealth:
Asset Protection for Families, Professionals and Business Owners
Why Choose Matus Law Group
- 50+ Years Estate Planning Experience
- 250+ 5 Star Reviews
- 100s of New Jersey Families Served
Amazing service! Thank you so much to the entire awesome staff especially to Kristine Gurski! You were more than a lawyer to us. ☺️
Raul
New Jersey
What is Asset Protection?
Asset protection is like building a legal firewall around your wealth. Traditional estate planning decides who gets your money when you die but it won’t stop creditors from taking it while you’re alive.
Asset Protection vs. Estate Planning:
- Estate planning: passing wealth down after death
- Asset protection: keeping wealth safe during your lifetime
- Asset protection: uses special trusts and business structures to create barriers between your assets and threats
Asset Protection is Ideal for:
- Business owners facing lawsuit risks
- High-liability professionals (doctors, lawyers, etc.)
- Families worried about long-term care costs
- Anyone with significant wealth to protect
The goal isn’t hiding money: it’s a smart, legal planning tool that lets you control your assets while making them much harder for creditors to reach.
How Does Asset Protection Work?
Here’s how asset protection could change everything: instead of keeping business profits, home equity, and retirement savings in personal names where creditors can reach them, these assets could be moved into protective legal structures.
For example, investment accounts could be placed in an irrevocable trust that still provides family benefits while removing the assets from personal ownership. Business real estate could be owned by an LLC, separating it from both personal assets and business liabilities. A family limited partnership could hold other investments, maintaining control while a trust owns most of the valuable shares.
With these structures in place before a lawsuit hits, opposing attorneys would face expensive legal barriers to reach the family’s wealth. Instead of threatening everything that’s been built, a lawsuit would be limited to whatever assets remain in personal names. This makes the family a much less attractive target and gives them real negotiating power.
Don’t Wait, Start Today
To Speak with New Jersey’s Top Rated Asset Protection Lawyer – (732) 568-2574
Don’t Take the Risk
Call Now with NJ’s Top Rated Asset Protection Attorneys at Matus Law Group
Matus law group was recommended by our accountant.
We needed important family documents drawn up.
They were thorough knowledgeable and patient with all our questions.
We really enjoyed our experience with them.
Gentle B.
Irrevocable Trusts
- Transfers assets out of your personal name into a trust you no longer directly control.
- Shields those assets from creditors, lawsuits, and certain estate taxes.
Limited Liability Companies (LLCs)
- Separates business activities from personal assets.
- Protects your personal wealth from business debts and lawsuits.
Family Limited Partnerships (FLPs)
- Lets family members pool assets while limiting liability exposure.
- Provides creditor protection and estate-tax advantages.
Retirement Accounts
- Many retirement plans (401(k), IRA) have federal or state protection against creditors.
Insurance Products
- Liability insurance and umbrella policies provide a first line of defense.
- Long-term care insurance helps avoid spending down assets for medical expenses.
Prenuptial & Postnuptial Agreements
- Protects personal or family assets in the event of divorce.
Gifting Strategies
- Transfers assets out of your estate during your lifetime, lowering both liability and estate exposure.
Proper Titling of Assets
- Using tenancy by the entirety can protect jointly owned marital property from creditors of one spouse.
Offshore Trusts:
- Established in jurisdictions with strong creditor-protection laws
- Can be helpful if all the other protections with local structures are insufficient
How Long Does Asset Protection Take to Set Up?
It really depends on what you need and how complicated your situation is.
The simplest moves happen fast. Something like changing how your house is titled or updating your insurance can be done in just a few days. Setting up an LLC or family partnership usually takes a few weeks, mostly waiting for state paperwork to process.
The more sophisticated strategies take longer. If you’re creating an irrevocable trust or moving assets offshore, you’re looking at several weeks to a few months. There’s a lot involved – drafting documents, setting up trustees, moving assets around, and making sure everything follows the rules.
Here’s the key thing to remember: the earlier you start, the better your options. Asset protection works best when you put it in place before any problems show up. Once someone’s already threatening to sue you, your choices become much more limited.
Don’t Wait, Start Today
To Speak with New Jersey’s Top Rated Asset Protection Lawyer – (732) 568-2574
I have worked with and personally trusted the Matus Law group for over 10 years. They continuously go above and beyond expectations for every life event.
Frank V.
Our New Jersey Team
Christine Matus, Esq.
Estate Planning
Kristine Carranceja-Gurski
Estate Planning
Brayndi Grassi
Estate Planning and Real Estate
Caitlin Pennell
Estate Planning
Don’t Wait, Start Today
To Speak with New Jersey’s Top Rated Asset Protection Lawyer – (732) 568-2574
- The Matus Law Group
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