Protecting Your Future Doesn’t Need to Be Confusing. Here’s What Smart Planning Looks Like:
- $2,000 Asset Limit - Medicaid eligibility in NJ requires you to have no more than $2,000 in countable assets. Without planning, that could mean losing your life savings.
- 5-Year Lookback Period - Any transfers or gifts within 5 years of applying can trigger severe penalties or denial.
- Create a Medicaid Asset Protection Trust (MAPT) - Your assets are legally transferred to a trust, shielding them from Medicaid without losing control over your care.
- Appoint a Trustee and Beneficiaries - You keep decision-making in the family, with your chosen person managing the trust and your heirs protected.
- Preserve Medicaid Eligibility - With proper setup, you can qualify for benefits while keeping your assets out of reach of nursing home costs.
Did You Know? A single mistake in asset transfer can delay Medicaid eligibility for months - costing $10,000+ in care expenses per month.
Medicaid Rules are Strict, and Expensive to Ignore. Here’s What’s at Risk:
- $12,425/year -The average annual cost burden for a low-income NJ family that loses Medicaid coverage.
- $157,920 - The maximum a healthy spouse can keep — and even that can be jeopardized without proper legal structuring.
- 44% - The share of New Jersey adults on Medicaid who could lose coverage under proposed work requirements.
- 36 million - Americans at risk nationwide from policy shifts, red tape, and work verification rules.
- 130,000 - The number of low-income or disabled New Jersey residents who lost Medicaid coverage in just 4 months due to post-pandemic eligibility reviews.
- Legal Planning = Protection Avoid penalties. Keep your home. Qualify for care. A trusted Medicaid attorney helps you comply with stringent rules and avoid devastating financial mistakes.
We Are Here To Help
Medicaid attorneys are invaluable when it comes to protecting assets and securing benefits. Whatever Medicaid-related challenges you’re facing, we’re here to help.
Call today to speak with a medicaid lawyer (732) 281-0060.
Trusted Medicaid Guidance
The Medicaid process is complicated – and mistakes can cost thousands. That’s why families across New Jersey trust us to guide them with clarity, care, and proven results.
We don’t just handle paperwork. We protect your life savings, simplify the process, and ensure your loved one gets the care they deserve.
” This firm is top notch! My parents…and my partners parents all did their Estate Planning at the firm and love the attorneys and staff. When my Grandparents passed away the firm handled their estate with compassion and care. You won’t find a more caring law firm!!! 10 stars!! “
Why Families Trust Us:
- Smart, strategic planning to protect assets
- Personal, hands-on support every step of the way
- 40+ Years Combined Estate Planning Experience
Let us help you secure peace of mind – for you and your family.
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Our New Jersey Team
Christine Matus, Esq.
Estate Planning
Kristine Carranceja-Gurski
Estate Planning
Brayndi Grassi
Real Estate Law
